Retirement
Retirement Planning: Securing Your Future
For most young adults, retirement feels so far away that it rarely crosses their minds. After all, in the early years of working, the focus is often on paying bills, saving for short-term goals, or just enjoying newfound independence. But the truth is, the earlier you begin preparing for retirement, the easier and more rewarding it will be. Even small contributions made in your 20s can grow into a strong financial foundation for your future.
This course introduces participants to the basics of retirement planning, showing them why it’s important to start early, how different retirement accounts work, and how small, steady contributions can grow into long-term financial stability.
Participants will learn how to:
Understand the purpose of retirement planning – Why preparing now leads to greater independence and freedom later.
Explore retirement savings options – Employer-sponsored 401(k) plans, Roth IRAs, and traditional IRAs.
Learn about employer matching – Understanding the benefits of contributing enough to take full advantage of an employer match.
See the power of compound growth – How small, consistent deposits grow significantly over decades.
Plan contributions responsibly – Balancing saving for retirement with other financial priorities like bills, emergencies, and short-term goals.
Avoid common mistakes – Withdrawing early, ignoring contributions, or underestimating retirement needs.
Use tools and resources – Online calculators, financial advisors, and budgeting strategies to project future retirement income.
By the end of the course, participants will recognize that retirement planning isn’t just for later in life—it’s for now. With clear strategies and practical steps, they’ll leave knowing how to begin preparing for the future while still managing their present needs.
